LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,927
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,107
−HK$1,199/mo
Today · 4.125%
HK$40,306
baseline
▲ 0.50% · 4.625%
HK$42,758
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,612/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,194
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,326
−HK$1,147/mo
Today · 4.125%
HK$44,473
baseline
▲ 0.50% · 4.625%
HK$46,818
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,946/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,513
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,929
−HK$1,438/mo
Today · 4.125%
HK$48,367
baseline
▲ 0.50% · 4.625%
HK$51,310
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,734/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,633
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,991
−HK$1,377/mo
Today · 4.125%
HK$53,368
baseline
▲ 0.50% · 4.625%
HK$56,181
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,736/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,098
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,750
−HK$1,678/mo
Today · 4.125%
HK$56,428
baseline
▲ 0.50% · 4.625%
HK$59,862
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,856/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,071
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,656
−HK$1,607/mo
Today · 4.125%
HK$62,263
baseline
▲ 0.50% · 4.625%
HK$65,545
+HK$3,282/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,526/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,269
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,393
−HK$2,157/mo
Today · 4.125%
HK$72,550
baseline
▲ 0.50% · 4.625%
HK$76,965
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,100/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,949
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,986
−HK$2,066/mo
Today · 4.125%
HK$80,052
baseline
▲ 0.50% · 4.625%
HK$84,272
+HK$4,220/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,104/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,737 · Scale 2, in force from 26 Feb 2026)