LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,929
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,108
−HK$1,199/mo
Today · 4.125%
HK$40,307
baseline
▲ 0.50% · 4.625%
HK$42,760
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,614/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,195
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,327
−HK$1,148/mo
Today · 4.125%
HK$44,475
baseline
▲ 0.50% · 4.625%
HK$46,819
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,950/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,514
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,930
−HK$1,439/mo
Today · 4.125%
HK$48,369
baseline
▲ 0.50% · 4.625%
HK$51,312
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,738/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,634
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,992
−HK$1,378/mo
Today · 4.125%
HK$53,370
baseline
▲ 0.50% · 4.625%
HK$56,183
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,740/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,100
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,752
−HK$1,678/mo
Today · 4.125%
HK$56,430
baseline
▲ 0.50% · 4.625%
HK$59,864
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,860/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,073
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,658
−HK$1,607/mo
Today · 4.125%
HK$62,265
baseline
▲ 0.50% · 4.625%
HK$65,547
+HK$3,282/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,530/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,272
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,395
−HK$2,158/mo
Today · 4.125%
HK$72,553
baseline
▲ 0.50% · 4.625%
HK$76,968
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,106/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,952
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,989
−HK$2,066/mo
Today · 4.125%
HK$80,055
baseline
▲ 0.50% · 4.625%
HK$84,275
+HK$4,220/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,110/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,758 · Scale 2, in force from 26 Feb 2026)