LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,930
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,110
−HK$1,199/mo
Today · 4.125%
HK$40,309
baseline
▲ 0.50% · 4.625%
HK$42,761
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,618/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,197
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,329
−HK$1,148/mo
Today · 4.125%
HK$44,477
baseline
▲ 0.50% · 4.625%
HK$46,821
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,954/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,516
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,932
−HK$1,439/mo
Today · 4.125%
HK$48,371
baseline
▲ 0.50% · 4.625%
HK$51,314
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,742/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,636
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,994
−HK$1,378/mo
Today · 4.125%
HK$53,372
baseline
▲ 0.50% · 4.625%
HK$56,185
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,744/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,102
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,754
−HK$1,678/mo
Today · 4.125%
HK$56,432
baseline
▲ 0.50% · 4.625%
HK$59,866
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,864/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,076
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,660
−HK$1,607/mo
Today · 4.125%
HK$62,267
baseline
▲ 0.50% · 4.625%
HK$65,550
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,534/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,274
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,398
−HK$2,158/mo
Today · 4.125%
HK$72,556
baseline
▲ 0.50% · 4.625%
HK$76,971
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,112/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,955
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,992
−HK$2,066/mo
Today · 4.125%
HK$80,058
baseline
▲ 0.50% · 4.625%
HK$84,278
+HK$4,220/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,116/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,782 · Scale 2, in force from 26 Feb 2026)