LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,935
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,115
−HK$1,199/mo
Today · 4.125%
HK$40,314
baseline
▲ 0.50% · 4.625%
HK$42,767
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,628/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,203
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,335
−HK$1,148/mo
Today · 4.125%
HK$44,483
baseline
▲ 0.50% · 4.625%
HK$46,828
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,966/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,523
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,939
−HK$1,438/mo
Today · 4.125%
HK$48,377
baseline
▲ 0.50% · 4.625%
HK$51,321
+HK$2,944/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,754/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,643
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,002
−HK$1,377/mo
Today · 4.125%
HK$53,379
baseline
▲ 0.50% · 4.625%
HK$56,193
+HK$2,814/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,758/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,110
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,762
−HK$1,678/mo
Today · 4.125%
HK$56,440
baseline
▲ 0.50% · 4.625%
HK$59,874
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,880/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,084
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,669
−HK$1,607/mo
Today · 4.125%
HK$62,276
baseline
▲ 0.50% · 4.625%
HK$65,559
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,552/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,284
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,408
−HK$2,158/mo
Today · 4.125%
HK$72,566
baseline
▲ 0.50% · 4.625%
HK$76,981
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,132/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,965
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$78,002
−HK$2,067/mo
Today · 4.125%
HK$80,069
baseline
▲ 0.50% · 4.625%
HK$84,290
+HK$4,221/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,138/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,869 · Scale 2, in force from 26 Feb 2026)