LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,936
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,116
−HK$1,199/mo
Today · 4.125%
HK$40,315
baseline
▲ 0.50% · 4.625%
HK$42,768
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,630/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,203
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,335
−HK$1,148/mo
Today · 4.125%
HK$44,483
baseline
▲ 0.50% · 4.625%
HK$46,828
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,966/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,523
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,939
−HK$1,439/mo
Today · 4.125%
HK$48,378
baseline
▲ 0.50% · 4.625%
HK$51,321
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,756/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,644
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,002
−HK$1,378/mo
Today · 4.125%
HK$53,380
baseline
▲ 0.50% · 4.625%
HK$56,194
+HK$2,814/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,760/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,110
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,762
−HK$1,679/mo
Today · 4.125%
HK$56,441
baseline
▲ 0.50% · 4.625%
HK$59,875
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,882/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,085
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,669
−HK$1,608/mo
Today · 4.125%
HK$62,277
baseline
▲ 0.50% · 4.625%
HK$65,559
+HK$3,282/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,554/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,285
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,409
−HK$2,158/mo
Today · 4.125%
HK$72,567
baseline
▲ 0.50% · 4.625%
HK$76,982
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,134/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,966
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$78,003
−HK$2,067/mo
Today · 4.125%
HK$80,070
baseline
▲ 0.50% · 4.625%
HK$84,291
+HK$4,221/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,140/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,876 · Scale 2, in force from 26 Feb 2026)