LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,939
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,119
−HK$1,199/mo
Today · 4.125%
HK$40,318
baseline
▲ 0.50% · 4.625%
HK$42,771
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,636/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,206
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,338
−HK$1,149/mo
Today · 4.125%
HK$44,487
baseline
▲ 0.50% · 4.625%
HK$46,831
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,974/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,526
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,942
−HK$1,439/mo
Today · 4.125%
HK$48,381
baseline
▲ 0.50% · 4.625%
HK$51,325
+HK$2,944/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$96,762/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,648
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,006
−HK$1,378/mo
Today · 4.125%
HK$53,384
baseline
▲ 0.50% · 4.625%
HK$56,198
+HK$2,814/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$106,768/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,114
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,766
−HK$1,679/mo
Today · 4.125%
HK$56,445
baseline
▲ 0.50% · 4.625%
HK$59,879
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,890/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,089
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,673
−HK$1,608/mo
Today · 4.125%
HK$62,281
baseline
▲ 0.50% · 4.625%
HK$65,564
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,562/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,289
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,414
−HK$2,158/mo
Today · 4.125%
HK$72,572
baseline
▲ 0.50% · 4.625%
HK$76,988
+HK$4,416/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,144/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,971
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,009
−HK$2,067/mo
Today · 4.125%
HK$80,076
baseline
▲ 0.50% · 4.625%
HK$84,297
+HK$4,221/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,152/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,920 · Scale 2, in force from 26 Feb 2026)