LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,940
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,121
−HK$1,199/mo
Today · 4.125%
HK$40,320
baseline
▲ 0.50% · 4.625%
HK$42,773
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,640/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,208
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,340
−HK$1,149/mo
Today · 4.125%
HK$44,489
baseline
▲ 0.50% · 4.625%
HK$46,834
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,978/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,529
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,945
−HK$1,439/mo
Today · 4.125%
HK$48,384
baseline
▲ 0.50% · 4.625%
HK$51,328
+HK$2,944/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$96,768/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,650
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,008
−HK$1,379/mo
Today · 4.125%
HK$53,387
baseline
▲ 0.50% · 4.625%
HK$56,201
+HK$2,814/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$106,774/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,117
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,769
−HK$1,679/mo
Today · 4.125%
HK$56,448
baseline
▲ 0.50% · 4.625%
HK$59,882
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,896/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,092
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,677
−HK$1,607/mo
Today · 4.125%
HK$62,284
baseline
▲ 0.50% · 4.625%
HK$65,567
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,568/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,293
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,417
−HK$2,158/mo
Today · 4.125%
HK$72,575
baseline
▲ 0.50% · 4.625%
HK$76,991
+HK$4,416/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,150/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,975
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,013
−HK$2,067/mo
Today · 4.125%
HK$80,080
baseline
▲ 0.50% · 4.625%
HK$84,301
+HK$4,221/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,160/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,951 · Scale 2, in force from 26 Feb 2026)