LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,941
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,121
−HK$1,200/mo
Today · 4.125%
HK$40,321
baseline
▲ 0.50% · 4.625%
HK$42,774
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,642/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,209
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,341
−HK$1,149/mo
Today · 4.125%
HK$44,490
baseline
▲ 0.50% · 4.625%
HK$46,835
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,980/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,530
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,946
−HK$1,439/mo
Today · 4.125%
HK$48,385
baseline
▲ 0.50% · 4.625%
HK$51,329
+HK$2,944/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$96,770/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,651
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,010
−HK$1,378/mo
Today · 4.125%
HK$53,388
baseline
▲ 0.50% · 4.625%
HK$56,202
+HK$2,814/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$106,776/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,118
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,770
−HK$1,679/mo
Today · 4.125%
HK$56,449
baseline
▲ 0.50% · 4.625%
HK$59,884
+HK$3,435/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,898/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,093
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,678
−HK$1,608/mo
Today · 4.125%
HK$62,286
baseline
▲ 0.50% · 4.625%
HK$65,569
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,572/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,294
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,419
−HK$2,158/mo
Today · 4.125%
HK$72,577
baseline
▲ 0.50% · 4.625%
HK$76,993
+HK$4,416/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,154/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,977
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,014
−HK$2,068/mo
Today · 4.125%
HK$80,082
baseline
▲ 0.50% · 4.625%
HK$84,303
+HK$4,221/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,164/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,965 · Scale 2, in force from 26 Feb 2026)