LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,942
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,122
−HK$1,199/mo
Today · 4.125%
HK$40,321
baseline
▲ 0.50% · 4.625%
HK$42,775
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,642/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,210
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,342
−HK$1,149/mo
Today · 4.125%
HK$44,491
baseline
▲ 0.50% · 4.625%
HK$46,836
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,982/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,531
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,947
−HK$1,439/mo
Today · 4.125%
HK$48,386
baseline
▲ 0.50% · 4.625%
HK$51,330
+HK$2,944/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$96,772/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,652
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,011
−HK$1,378/mo
Today · 4.125%
HK$53,389
baseline
▲ 0.50% · 4.625%
HK$56,203
+HK$2,814/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$106,778/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,119
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,771
−HK$1,679/mo
Today · 4.125%
HK$56,450
baseline
▲ 0.50% · 4.625%
HK$59,885
+HK$3,435/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,900/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,094
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,679
−HK$1,608/mo
Today · 4.125%
HK$62,287
baseline
▲ 0.50% · 4.625%
HK$65,570
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,574/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,296
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,420
−HK$2,159/mo
Today · 4.125%
HK$72,579
baseline
▲ 0.50% · 4.625%
HK$76,995
+HK$4,416/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,158/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,978
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,016
−HK$2,067/mo
Today · 4.125%
HK$80,083
baseline
▲ 0.50% · 4.625%
HK$84,305
+HK$4,222/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,166/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,978 · Scale 2, in force from 26 Feb 2026)