LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,946
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,126
−HK$1,199/mo
Today · 4.125%
HK$40,325
baseline
▲ 0.50% · 4.625%
HK$42,779
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,650/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,214
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,346
−HK$1,149/mo
Today · 4.125%
HK$44,495
baseline
▲ 0.50% · 4.625%
HK$46,840
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,990/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,535
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,951
−HK$1,439/mo
Today · 4.125%
HK$48,390
baseline
▲ 0.50% · 4.625%
HK$51,335
+HK$2,945/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$96,780/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,657
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,015
−HK$1,379/mo
Today · 4.125%
HK$53,394
baseline
▲ 0.50% · 4.625%
HK$56,208
+HK$2,814/mo
Deposit HK$6.66M · loan HK$9.98M · min. income ≈ HK$106,788/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,124
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,776
−HK$1,679/mo
Today · 4.125%
HK$56,455
baseline
▲ 0.50% · 4.625%
HK$59,890
+HK$3,435/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,910/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,100
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,685
−HK$1,608/mo
Today · 4.125%
HK$62,293
baseline
▲ 0.50% · 4.625%
HK$65,576
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,586/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,302
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,427
−HK$2,158/mo
Today · 4.125%
HK$72,585
baseline
▲ 0.50% · 4.625%
HK$77,002
+HK$4,417/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,170/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,985
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,023
−HK$2,068/mo
Today · 4.125%
HK$80,091
baseline
▲ 0.50% · 4.625%
HK$84,312
+HK$4,221/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,182/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,035 · Scale 2, in force from 26 Feb 2026)