LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,948
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,128
−HK$1,199/mo
Today · 4.125%
HK$40,327
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,654/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,216
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,349
−HK$1,148/mo
Today · 4.125%
HK$44,497
baseline
▲ 0.50% · 4.625%
HK$46,843
+HK$2,346/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,994/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,537
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,954
−HK$1,439/mo
Today · 4.125%
HK$48,393
baseline
▲ 0.50% · 4.625%
HK$51,337
+HK$2,944/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,786/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,018
−HK$1,379/mo
Today · 4.125%
HK$53,397
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$2,814/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,794/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,127
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,779
−HK$1,679/mo
Today · 4.125%
HK$56,458
baseline
▲ 0.50% · 4.625%
HK$59,894
+HK$3,436/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,916/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,103
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,688
−HK$1,608/mo
Today · 4.125%
HK$62,296
baseline
▲ 0.50% · 4.625%
HK$65,580
+HK$3,284/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,592/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,306
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,431
−HK$2,158/mo
Today · 4.125%
HK$72,589
baseline
▲ 0.50% · 4.625%
HK$77,006
+HK$4,417/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,178/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,990
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,028
−HK$2,067/mo
Today · 4.125%
HK$80,095
baseline
▲ 0.50% · 4.625%
HK$84,317
+HK$4,222/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,190/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,070 · Scale 2, in force from 26 Feb 2026)