LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,948
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,128
−HK$1,200/mo
Today · 4.125%
HK$40,328
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,656/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,217
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,349
−HK$1,149/mo
Today · 4.125%
HK$44,498
baseline
▲ 0.50% · 4.625%
HK$46,843
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,996/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,538
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,954
−HK$1,439/mo
Today · 4.125%
HK$48,393
baseline
▲ 0.50% · 4.625%
HK$51,338
+HK$2,945/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,786/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,019
−HK$1,378/mo
Today · 4.125%
HK$53,397
baseline
▲ 0.50% · 4.625%
HK$56,212
+HK$2,815/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,794/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,127
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,780
−HK$1,679/mo
Today · 4.125%
HK$56,459
baseline
▲ 0.50% · 4.625%
HK$59,894
+HK$3,435/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,918/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,103
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,688
−HK$1,609/mo
Today · 4.125%
HK$62,297
baseline
▲ 0.50% · 4.625%
HK$65,580
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,594/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,306
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,431
−HK$2,159/mo
Today · 4.125%
HK$72,590
baseline
▲ 0.50% · 4.625%
HK$77,007
+HK$4,417/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,180/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,990
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,028
−HK$2,068/mo
Today · 4.125%
HK$80,096
baseline
▲ 0.50% · 4.625%
HK$84,318
+HK$4,222/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,192/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,074 · Scale 2, in force from 26 Feb 2026)