LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,949
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,129
−HK$1,199/mo
Today · 4.125%
HK$40,328
baseline
▲ 0.50% · 4.625%
HK$42,782
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,656/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,218
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,350
−HK$1,149/mo
Today · 4.125%
HK$44,499
baseline
▲ 0.50% · 4.625%
HK$46,844
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,998/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,955
−HK$1,439/mo
Today · 4.125%
HK$48,394
baseline
▲ 0.50% · 4.625%
HK$51,339
+HK$2,945/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,788/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,661
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,020
−HK$1,378/mo
Today · 4.125%
HK$53,398
baseline
▲ 0.50% · 4.625%
HK$56,213
+HK$2,815/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,796/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,128
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,781
−HK$1,679/mo
Today · 4.125%
HK$56,460
baseline
▲ 0.50% · 4.625%
HK$59,895
+HK$3,435/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,920/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,105
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,690
−HK$1,608/mo
Today · 4.125%
HK$62,298
baseline
▲ 0.50% · 4.625%
HK$65,582
+HK$3,284/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,596/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,308
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,433
−HK$2,158/mo
Today · 4.125%
HK$72,591
baseline
▲ 0.50% · 4.625%
HK$77,008
+HK$4,417/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,182/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,992
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,030
−HK$2,067/mo
Today · 4.125%
HK$80,097
baseline
▲ 0.50% · 4.625%
HK$84,319
+HK$4,222/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,194/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,088 · Scale 2, in force from 26 Feb 2026)