LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,949
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,130
−HK$1,199/mo
Today · 4.125%
HK$40,329
baseline
▲ 0.50% · 4.625%
HK$42,783
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,658/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,218
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,350
−HK$1,149/mo
Today · 4.125%
HK$44,499
baseline
▲ 0.50% · 4.625%
HK$46,845
+HK$2,346/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,998/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,956
−HK$1,439/mo
Today · 4.125%
HK$48,395
baseline
▲ 0.50% · 4.625%
HK$51,339
+HK$2,944/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,790/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,662
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,020
−HK$1,379/mo
Today · 4.125%
HK$53,399
baseline
▲ 0.50% · 4.625%
HK$56,213
+HK$2,814/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,798/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,129
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,781
−HK$1,679/mo
Today · 4.125%
HK$56,460
baseline
▲ 0.50% · 4.625%
HK$59,896
+HK$3,436/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,920/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,105
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,690
−HK$1,609/mo
Today · 4.125%
HK$62,299
baseline
▲ 0.50% · 4.625%
HK$65,582
+HK$3,283/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,598/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,309
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,433
−HK$2,159/mo
Today · 4.125%
HK$72,592
baseline
▲ 0.50% · 4.625%
HK$77,009
+HK$4,417/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,184/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,993
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,031
−HK$2,067/mo
Today · 4.125%
HK$80,098
baseline
▲ 0.50% · 4.625%
HK$84,320
+HK$4,222/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,196/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,094 · Scale 2, in force from 26 Feb 2026)