LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,951
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,131
−HK$1,200/mo
Today · 4.125%
HK$40,331
baseline
▲ 0.50% · 4.625%
HK$42,785
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,662/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,220
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,352
−HK$1,149/mo
Today · 4.125%
HK$44,501
baseline
▲ 0.50% · 4.625%
HK$46,846
+HK$2,345/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$89,002/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,541
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,957
−HK$1,440/mo
Today · 4.125%
HK$48,397
baseline
▲ 0.50% · 4.625%
HK$51,341
+HK$2,944/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,794/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,664
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,022
−HK$1,379/mo
Today · 4.125%
HK$53,401
baseline
▲ 0.50% · 4.625%
HK$56,216
+HK$2,815/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,802/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,131
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,784
−HK$1,679/mo
Today · 4.125%
HK$56,463
baseline
▲ 0.50% · 4.625%
HK$59,898
+HK$3,435/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,926/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,108
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,693
−HK$1,608/mo
Today · 4.125%
HK$62,301
baseline
▲ 0.50% · 4.625%
HK$65,585
+HK$3,284/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,602/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,311
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,436
−HK$2,159/mo
Today · 4.125%
HK$72,595
baseline
▲ 0.50% · 4.625%
HK$77,012
+HK$4,417/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,190/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,996
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,034
−HK$2,067/mo
Today · 4.125%
HK$80,101
baseline
▲ 0.50% · 4.625%
HK$84,324
+HK$4,223/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,202/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,119 · Scale 2, in force from 26 Feb 2026)