LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,954
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,135
−HK$1,199/mo
Today · 4.125%
HK$40,334
baseline
▲ 0.50% · 4.625%
HK$42,789
+HK$2,455/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,668/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,224
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,356
−HK$1,149/mo
Today · 4.125%
HK$44,505
baseline
▲ 0.50% · 4.625%
HK$46,851
+HK$2,346/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$89,010/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,545
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,962
−HK$1,439/mo
Today · 4.125%
HK$48,401
baseline
▲ 0.50% · 4.625%
HK$51,346
+HK$2,945/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,802/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,668
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,027
−HK$1,379/mo
Today · 4.125%
HK$53,406
baseline
▲ 0.50% · 4.625%
HK$56,221
+HK$2,815/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,812/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,136
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,789
−HK$1,679/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,904
+HK$3,436/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,113
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,699
−HK$1,608/mo
Today · 4.125%
HK$62,307
baseline
▲ 0.50% · 4.625%
HK$65,591
+HK$3,284/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,614/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,318
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,443
−HK$2,159/mo
Today · 4.125%
HK$72,602
baseline
▲ 0.50% · 4.625%
HK$77,019
+HK$4,417/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,204/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,003
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,041
−HK$2,068/mo
Today · 4.125%
HK$80,109
baseline
▲ 0.50% · 4.625%
HK$84,331
+HK$4,222/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,218/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,177 · Scale 2, in force from 26 Feb 2026)