LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,956
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,137
−HK$1,199/mo
Today · 4.125%
HK$40,336
baseline
▲ 0.50% · 4.625%
HK$42,790
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,672/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,226
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,358
−HK$1,149/mo
Today · 4.125%
HK$44,507
baseline
▲ 0.50% · 4.625%
HK$46,853
+HK$2,346/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$89,014/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,547
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,964
−HK$1,439/mo
Today · 4.125%
HK$48,403
baseline
▲ 0.50% · 4.625%
HK$51,348
+HK$2,945/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,806/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,671
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,030
−HK$1,378/mo
Today · 4.125%
HK$53,408
baseline
▲ 0.50% · 4.625%
HK$56,223
+HK$2,815/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,816/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,138
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,791
−HK$1,679/mo
Today · 4.125%
HK$56,470
baseline
▲ 0.50% · 4.625%
HK$59,907
+HK$3,437/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,940/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,116
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,701
−HK$1,609/mo
Today · 4.125%
HK$62,310
baseline
▲ 0.50% · 4.625%
HK$65,594
+HK$3,284/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,620/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,321
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,446
−HK$2,159/mo
Today · 4.125%
HK$72,605
baseline
▲ 0.50% · 4.625%
HK$77,023
+HK$4,418/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,210/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,006
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,044
−HK$2,068/mo
Today · 4.125%
HK$80,112
baseline
▲ 0.50% · 4.625%
HK$84,335
+HK$4,223/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,224/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,205 · Scale 2, in force from 26 Feb 2026)