LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,957
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,137
−HK$1,200/mo
Today · 4.125%
HK$40,337
baseline
▲ 0.50% · 4.625%
HK$42,791
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,674/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,227
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,359
−HK$1,149/mo
Today · 4.125%
HK$44,508
baseline
▲ 0.50% · 4.625%
HK$46,854
+HK$2,346/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$89,016/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,548
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,965
−HK$1,439/mo
Today · 4.125%
HK$48,404
baseline
▲ 0.50% · 4.625%
HK$51,350
+HK$2,946/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,808/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,672
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,031
−HK$1,378/mo
Today · 4.125%
HK$53,409
baseline
▲ 0.50% · 4.625%
HK$56,225
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,818/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,139
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,792
−HK$1,680/mo
Today · 4.125%
HK$56,472
baseline
▲ 0.50% · 4.625%
HK$59,908
+HK$3,436/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,944/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,117
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,703
−HK$1,608/mo
Today · 4.125%
HK$62,311
baseline
▲ 0.50% · 4.625%
HK$65,596
+HK$3,285/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,622/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,322
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,447
−HK$2,160/mo
Today · 4.125%
HK$72,607
baseline
▲ 0.50% · 4.625%
HK$77,025
+HK$4,418/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,214/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,008
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,046
−HK$2,068/mo
Today · 4.125%
HK$80,114
baseline
▲ 0.50% · 4.625%
HK$84,337
+HK$4,223/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,228/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,219 · Scale 2, in force from 26 Feb 2026)