LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,958
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,139
−HK$1,199/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,793
+HK$2,455/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,228
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,360
−HK$1,149/mo
Today · 4.125%
HK$44,509
baseline
▲ 0.50% · 4.625%
HK$46,855
+HK$2,346/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$89,018/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,549
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,966
−HK$1,440/mo
Today · 4.125%
HK$48,406
baseline
▲ 0.50% · 4.625%
HK$51,351
+HK$2,945/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,812/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,673
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,032
−HK$1,379/mo
Today · 4.125%
HK$53,411
baseline
▲ 0.50% · 4.625%
HK$56,226
+HK$2,815/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,822/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,141
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,794
−HK$1,679/mo
Today · 4.125%
HK$56,473
baseline
▲ 0.50% · 4.625%
HK$59,910
+HK$3,437/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,946/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,119
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,704
−HK$1,609/mo
Today · 4.125%
HK$62,313
baseline
▲ 0.50% · 4.625%
HK$65,597
+HK$3,284/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,626/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,324
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,449
−HK$2,160/mo
Today · 4.125%
HK$72,609
baseline
▲ 0.50% · 4.625%
HK$77,027
+HK$4,418/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,218/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,010
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,048
−HK$2,068/mo
Today · 4.125%
HK$80,116
baseline
▲ 0.50% · 4.625%
HK$84,339
+HK$4,223/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,232/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,236 · Scale 2, in force from 26 Feb 2026)