LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,958
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,139
−HK$1,200/mo
Today · 4.125%
HK$40,339
baseline
▲ 0.50% · 4.625%
HK$42,793
+HK$2,454/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,678/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,228
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,361
−HK$1,149/mo
Today · 4.125%
HK$44,510
baseline
▲ 0.50% · 4.625%
HK$46,856
+HK$2,346/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$89,020/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,550
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,967
−HK$1,439/mo
Today · 4.125%
HK$48,406
baseline
▲ 0.50% · 4.625%
HK$51,352
+HK$2,946/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,812/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,674
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,033
−HK$1,379/mo
Today · 4.125%
HK$53,412
baseline
▲ 0.50% · 4.625%
HK$56,227
+HK$2,815/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,824/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,142
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,795
−HK$1,679/mo
Today · 4.125%
HK$56,474
baseline
▲ 0.50% · 4.625%
HK$59,910
+HK$3,436/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,948/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,120
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,705
−HK$1,609/mo
Today · 4.125%
HK$62,314
baseline
▲ 0.50% · 4.625%
HK$65,598
+HK$3,284/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,628/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,325
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,450
−HK$2,160/mo
Today · 4.125%
HK$72,610
baseline
▲ 0.50% · 4.625%
HK$77,028
+HK$4,418/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,220/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,011
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,049
−HK$2,069/mo
Today · 4.125%
HK$80,118
baseline
▲ 0.50% · 4.625%
HK$84,341
+HK$4,223/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,236/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,245 · Scale 2, in force from 26 Feb 2026)