LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,962
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,143
−HK$1,200/mo
Today · 4.125%
HK$40,343
baseline
▲ 0.50% · 4.625%
HK$42,798
+HK$2,455/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,686/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,233
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,365
−HK$1,149/mo
Today · 4.125%
HK$44,514
baseline
▲ 0.50% · 4.625%
HK$46,861
+HK$2,347/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$89,028/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,555
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,972
−HK$1,440/mo
Today · 4.125%
HK$48,412
baseline
▲ 0.50% · 4.625%
HK$51,357
+HK$2,945/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,824/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,679
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,038
−HK$1,379/mo
Today · 4.125%
HK$53,417
baseline
▲ 0.50% · 4.625%
HK$56,233
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,834/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,147
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,800
−HK$1,680/mo
Today · 4.125%
HK$56,480
baseline
▲ 0.50% · 4.625%
HK$59,917
+HK$3,437/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$112,960/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,126
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,712
−HK$1,608/mo
Today · 4.125%
HK$62,320
baseline
▲ 0.50% · 4.625%
HK$65,605
+HK$3,285/mo
Deposit HK$4.99M · loan HK$11.65M · min. income ≈ HK$124,640/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,332
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,458
−HK$2,159/mo
Today · 4.125%
HK$72,617
baseline
▲ 0.50% · 4.625%
HK$77,036
+HK$4,419/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$145,234/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,019
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,058
−HK$2,068/mo
Today · 4.125%
HK$80,126
baseline
▲ 0.50% · 4.625%
HK$84,350
+HK$4,224/mo
Deposit HK$1.66M · loan HK$14.98M · min. income ≈ HK$160,252/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,311 · Scale 2, in force from 26 Feb 2026)