LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,967
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,148
−HK$1,200/mo
Today · 4.125%
HK$40,348
baseline
▲ 0.50% · 4.625%
HK$42,803
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,696/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,238
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,370
−HK$1,150/mo
Today · 4.125%
HK$44,520
baseline
▲ 0.50% · 4.625%
HK$46,866
+HK$2,346/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,040/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,560
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,977
−HK$1,440/mo
Today · 4.125%
HK$48,417
baseline
▲ 0.50% · 4.625%
HK$51,363
+HK$2,946/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,834/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,685
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,044
−HK$1,379/mo
Today · 4.125%
HK$53,423
baseline
▲ 0.50% · 4.625%
HK$56,239
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,846/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,153
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,807
−HK$1,680/mo
Today · 4.125%
HK$56,487
baseline
▲ 0.50% · 4.625%
HK$59,924
+HK$3,437/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$112,974/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,133
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,719
−HK$1,608/mo
Today · 4.125%
HK$62,327
baseline
▲ 0.50% · 4.625%
HK$65,613
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,654/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,340
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,466
−HK$2,160/mo
Today · 4.125%
HK$72,626
baseline
▲ 0.50% · 4.625%
HK$77,045
+HK$4,419/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,252/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,028
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,067
−HK$2,068/mo
Today · 4.125%
HK$80,135
baseline
▲ 0.50% · 4.625%
HK$84,359
+HK$4,224/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,270/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,383 · Scale 2, in force from 26 Feb 2026)