LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,969
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,150
−HK$1,200/mo
Today · 4.125%
HK$40,350
baseline
▲ 0.50% · 4.625%
HK$42,805
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,700/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,240
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,373
−HK$1,149/mo
Today · 4.125%
HK$44,522
baseline
▲ 0.50% · 4.625%
HK$46,869
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,044/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,563
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,980
−HK$1,440/mo
Today · 4.125%
HK$48,420
baseline
▲ 0.50% · 4.625%
HK$51,366
+HK$2,946/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,840/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,688
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,048
−HK$1,379/mo
Today · 4.125%
HK$53,427
baseline
▲ 0.50% · 4.625%
HK$56,243
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,854/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,157
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,810
−HK$1,680/mo
Today · 4.125%
HK$56,490
baseline
▲ 0.50% · 4.625%
HK$59,927
+HK$3,437/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$112,980/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,136
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,722
−HK$1,609/mo
Today · 4.125%
HK$62,331
baseline
▲ 0.50% · 4.625%
HK$65,617
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,662/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,344
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,470
−HK$2,160/mo
Today · 4.125%
HK$72,630
baseline
▲ 0.50% · 4.625%
HK$77,050
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,260/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,032
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,072
−HK$2,068/mo
Today · 4.125%
HK$80,140
baseline
▲ 0.50% · 4.625%
HK$84,365
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,280/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,422 · Scale 2, in force from 26 Feb 2026)