LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,970
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,151
−HK$1,200/mo
Today · 4.125%
HK$40,351
baseline
▲ 0.50% · 4.625%
HK$42,806
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,702/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,241
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,374
−HK$1,149/mo
Today · 4.125%
HK$44,523
baseline
▲ 0.50% · 4.625%
HK$46,870
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,046/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,564
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,981
−HK$1,440/mo
Today · 4.125%
HK$48,421
baseline
▲ 0.50% · 4.625%
HK$51,367
+HK$2,946/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,842/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,689
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,048
−HK$1,380/mo
Today · 4.125%
HK$53,428
baseline
▲ 0.50% · 4.625%
HK$56,244
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,856/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,157
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,811
−HK$1,680/mo
Today · 4.125%
HK$56,491
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,437/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$112,982/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,137
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,609/mo
Today · 4.125%
HK$62,332
baseline
▲ 0.50% · 4.625%
HK$65,618
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,664/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,345
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,471
−HK$2,160/mo
Today · 4.125%
HK$72,631
baseline
▲ 0.50% · 4.625%
HK$77,051
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,262/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,034
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,073
−HK$2,068/mo
Today · 4.125%
HK$80,141
baseline
▲ 0.50% · 4.625%
HK$84,366
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,282/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,431 · Scale 2, in force from 26 Feb 2026)