LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,970
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,152
−HK$1,200/mo
Today · 4.125%
HK$40,352
baseline
▲ 0.50% · 4.625%
HK$42,807
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,704/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,242
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,375
−HK$1,149/mo
Today · 4.125%
HK$44,524
baseline
▲ 0.50% · 4.625%
HK$46,871
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,048/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,565
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,982
−HK$1,440/mo
Today · 4.125%
HK$48,422
baseline
▲ 0.50% · 4.625%
HK$51,368
+HK$2,946/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,844/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,690
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,050
−HK$1,379/mo
Today · 4.125%
HK$53,429
baseline
▲ 0.50% · 4.625%
HK$56,245
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,858/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,159
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,812
−HK$1,680/mo
Today · 4.125%
HK$56,492
baseline
▲ 0.50% · 4.625%
HK$59,930
+HK$3,438/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$112,984/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,139
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,725
−HK$1,609/mo
Today · 4.125%
HK$62,334
baseline
▲ 0.50% · 4.625%
HK$65,619
+HK$3,285/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,668/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,347
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,473
−HK$2,160/mo
Today · 4.125%
HK$72,633
baseline
▲ 0.50% · 4.625%
HK$77,052
+HK$4,419/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,266/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,035
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,074
−HK$2,069/mo
Today · 4.125%
HK$80,143
baseline
▲ 0.50% · 4.625%
HK$84,368
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,286/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,445 · Scale 2, in force from 26 Feb 2026)