LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,972
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,153
−HK$1,200/mo
Today · 4.125%
HK$40,353
baseline
▲ 0.50% · 4.625%
HK$42,808
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,706/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,243
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,376
−HK$1,150/mo
Today · 4.125%
HK$44,526
baseline
▲ 0.50% · 4.625%
HK$46,873
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,052/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,566
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,984
−HK$1,440/mo
Today · 4.125%
HK$48,424
baseline
▲ 0.50% · 4.625%
HK$51,370
+HK$2,946/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,848/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,692
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,051
−HK$1,380/mo
Today · 4.125%
HK$53,431
baseline
▲ 0.50% · 4.625%
HK$56,247
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,862/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,161
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,814
−HK$1,680/mo
Today · 4.125%
HK$56,494
baseline
▲ 0.50% · 4.625%
HK$59,932
+HK$3,438/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$112,988/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,141
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,727
−HK$1,609/mo
Today · 4.125%
HK$62,336
baseline
▲ 0.50% · 4.625%
HK$65,622
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,672/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,349
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,475
−HK$2,160/mo
Today · 4.125%
HK$72,635
baseline
▲ 0.50% · 4.625%
HK$77,055
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,270/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,038
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,077
−HK$2,069/mo
Today · 4.125%
HK$80,146
baseline
▲ 0.50% · 4.625%
HK$84,371
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,292/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,467 · Scale 2, in force from 26 Feb 2026)