LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,972
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,154
−HK$1,200/mo
Today · 4.125%
HK$40,354
baseline
▲ 0.50% · 4.625%
HK$42,809
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,708/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,244
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,377
−HK$1,149/mo
Today · 4.125%
HK$44,526
baseline
▲ 0.50% · 4.625%
HK$46,873
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,052/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,567
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,984
−HK$1,440/mo
Today · 4.125%
HK$48,424
baseline
▲ 0.50% · 4.625%
HK$51,371
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,848/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,693
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,052
−HK$1,380/mo
Today · 4.125%
HK$53,432
baseline
▲ 0.50% · 4.625%
HK$56,248
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,864/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,161
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,815
−HK$1,680/mo
Today · 4.125%
HK$56,495
baseline
▲ 0.50% · 4.625%
HK$59,933
+HK$3,438/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$112,990/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,142
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,728
−HK$1,609/mo
Today · 4.125%
HK$62,337
baseline
▲ 0.50% · 4.625%
HK$65,623
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,674/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,350
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,477
−HK$2,160/mo
Today · 4.125%
HK$72,637
baseline
▲ 0.50% · 4.625%
HK$77,056
+HK$4,419/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,274/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,039
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,078
−HK$2,069/mo
Today · 4.125%
HK$80,147
baseline
▲ 0.50% · 4.625%
HK$84,372
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,294/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,477 · Scale 2, in force from 26 Feb 2026)