LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,976
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,157
−HK$1,200/mo
Today · 4.125%
HK$40,357
baseline
▲ 0.50% · 4.625%
HK$42,813
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,714/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,248
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,381
−HK$1,149/mo
Today · 4.125%
HK$44,530
baseline
▲ 0.50% · 4.625%
HK$46,878
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,060/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,571
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,989
−HK$1,440/mo
Today · 4.125%
HK$48,429
baseline
▲ 0.50% · 4.625%
HK$51,376
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,858/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,698
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,057
−HK$1,380/mo
Today · 4.125%
HK$53,437
baseline
▲ 0.50% · 4.625%
HK$56,253
+HK$2,816/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,874/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,166
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,820
−HK$1,680/mo
Today · 4.125%
HK$56,500
baseline
▲ 0.50% · 4.625%
HK$59,938
+HK$3,438/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,000/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,147
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,733
−HK$1,610/mo
Today · 4.125%
HK$62,343
baseline
▲ 0.50% · 4.625%
HK$65,629
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,686/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,357
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,483
−HK$2,160/mo
Today · 4.125%
HK$72,643
baseline
▲ 0.50% · 4.625%
HK$77,064
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,286/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,046
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,086
−HK$2,069/mo
Today · 4.125%
HK$80,155
baseline
▲ 0.50% · 4.625%
HK$84,380
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,310/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,536 · Scale 2, in force from 26 Feb 2026)