LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,976
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,158
−HK$1,200/mo
Today · 4.125%
HK$40,358
baseline
▲ 0.50% · 4.625%
HK$42,813
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,716/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,248
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,381
−HK$1,150/mo
Today · 4.125%
HK$44,531
baseline
▲ 0.50% · 4.625%
HK$46,878
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,062/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,572
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,989
−HK$1,440/mo
Today · 4.125%
HK$48,429
baseline
▲ 0.50% · 4.625%
HK$51,376
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,858/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,698
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,058
−HK$1,379/mo
Today · 4.125%
HK$53,437
baseline
▲ 0.50% · 4.625%
HK$56,254
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,874/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,167
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,821
−HK$1,680/mo
Today · 4.125%
HK$56,501
baseline
▲ 0.50% · 4.625%
HK$59,939
+HK$3,438/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,002/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,148
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,734
−HK$1,609/mo
Today · 4.125%
HK$62,343
baseline
▲ 0.50% · 4.625%
HK$65,629
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,686/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,357
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,484
−HK$2,160/mo
Today · 4.125%
HK$72,644
baseline
▲ 0.50% · 4.625%
HK$77,064
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,288/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,047
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,086
−HK$2,070/mo
Today · 4.125%
HK$80,156
baseline
▲ 0.50% · 4.625%
HK$84,381
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,312/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,541 · Scale 2, in force from 26 Feb 2026)