LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,977
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,159
−HK$1,200/mo
Today · 4.125%
HK$40,359
baseline
▲ 0.50% · 4.625%
HK$42,815
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,718/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,249
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,383
−HK$1,149/mo
Today · 4.125%
HK$44,532
baseline
▲ 0.50% · 4.625%
HK$46,879
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,064/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,573
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,990
−HK$1,441/mo
Today · 4.125%
HK$48,431
baseline
▲ 0.50% · 4.625%
HK$51,378
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,862/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,699
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,059
−HK$1,379/mo
Today · 4.125%
HK$53,438
baseline
▲ 0.50% · 4.625%
HK$56,255
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,876/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,168
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,822
−HK$1,680/mo
Today · 4.125%
HK$56,502
baseline
▲ 0.50% · 4.625%
HK$59,941
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,004/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,149
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,736
−HK$1,609/mo
Today · 4.125%
HK$62,345
baseline
▲ 0.50% · 4.625%
HK$65,631
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,690/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,359
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,486
−HK$2,160/mo
Today · 4.125%
HK$72,646
baseline
▲ 0.50% · 4.625%
HK$77,066
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,292/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,049
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,089
−HK$2,069/mo
Today · 4.125%
HK$80,158
baseline
▲ 0.50% · 4.625%
HK$84,383
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,316/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,558 · Scale 2, in force from 26 Feb 2026)