LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,979
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,160
−HK$1,200/mo
Today · 4.125%
HK$40,360
baseline
▲ 0.50% · 4.625%
HK$42,816
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,720/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,251
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,384
−HK$1,150/mo
Today · 4.125%
HK$44,534
baseline
▲ 0.50% · 4.625%
HK$46,881
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,068/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,574
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,992
−HK$1,440/mo
Today · 4.125%
HK$48,432
baseline
▲ 0.50% · 4.625%
HK$51,379
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,864/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,701
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,061
−HK$1,379/mo
Today · 4.125%
HK$53,440
baseline
▲ 0.50% · 4.625%
HK$56,257
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,880/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,170
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,824
−HK$1,680/mo
Today · 4.125%
HK$56,504
baseline
▲ 0.50% · 4.625%
HK$59,943
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,008/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,151
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,738
−HK$1,609/mo
Today · 4.125%
HK$62,347
baseline
▲ 0.50% · 4.625%
HK$65,634
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,694/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,362
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,488
−HK$2,161/mo
Today · 4.125%
HK$72,649
baseline
▲ 0.50% · 4.625%
HK$77,069
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,298/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,052
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,091
−HK$2,070/mo
Today · 4.125%
HK$80,161
baseline
▲ 0.50% · 4.625%
HK$84,386
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,322/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,581 · Scale 2, in force from 26 Feb 2026)