LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,979
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,161
−HK$1,200/mo
Today · 4.125%
HK$40,361
baseline
▲ 0.50% · 4.625%
HK$42,817
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,722/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,252
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,385
−HK$1,149/mo
Today · 4.125%
HK$44,534
baseline
▲ 0.50% · 4.625%
HK$46,882
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,068/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,575
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,993
−HK$1,440/mo
Today · 4.125%
HK$48,433
baseline
▲ 0.50% · 4.625%
HK$51,380
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,866/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,702
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,062
−HK$1,379/mo
Today · 4.125%
HK$53,441
baseline
▲ 0.50% · 4.625%
HK$56,258
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,882/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,171
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,825
−HK$1,680/mo
Today · 4.125%
HK$56,505
baseline
▲ 0.50% · 4.625%
HK$59,944
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,010/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,152
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,739
−HK$1,609/mo
Today · 4.125%
HK$62,348
baseline
▲ 0.50% · 4.625%
HK$65,635
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,696/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,363
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,489
−HK$2,161/mo
Today · 4.125%
HK$72,650
baseline
▲ 0.50% · 4.625%
HK$77,070
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,300/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,053
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,093
−HK$2,069/mo
Today · 4.125%
HK$80,162
baseline
▲ 0.50% · 4.625%
HK$84,387
+HK$4,225/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,324/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,591 · Scale 2, in force from 26 Feb 2026)