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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$166.56M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$531,717
−HK$33,343/mo
▼ 0.25% · 3.875%
HK$548,256
−HK$16,804/mo
Today · 4.125%
HK$565,060
baseline
▲ 0.50% · 4.625%
HK$599,442
+HK$34,382/mo

Deposit HK$49.97M · loan HK$116.59M · min. income ≈ HK$1,130,120/mo (50% DSR)

Upfront cash ≈ HK$60.79M (deposit + AVD stamp duty HK$10,826,344 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com