LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,980
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,161
−HK$1,201/mo
Today · 4.125%
HK$40,362
baseline
▲ 0.50% · 4.625%
HK$42,818
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,724/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,252
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,386
−HK$1,149/mo
Today · 4.125%
HK$44,535
baseline
▲ 0.50% · 4.625%
HK$46,883
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,070/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,576
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,994
−HK$1,440/mo
Today · 4.125%
HK$48,434
baseline
▲ 0.50% · 4.625%
HK$51,381
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,868/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,703
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,063
−HK$1,379/mo
Today · 4.125%
HK$53,442
baseline
▲ 0.50% · 4.625%
HK$56,259
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,884/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,172
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,826
−HK$1,680/mo
Today · 4.125%
HK$56,506
baseline
▲ 0.50% · 4.625%
HK$59,945
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,012/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,153
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,740
−HK$1,609/mo
Today · 4.125%
HK$62,349
baseline
▲ 0.50% · 4.625%
HK$65,636
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,698/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,364
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,490
−HK$2,161/mo
Today · 4.125%
HK$72,651
baseline
▲ 0.50% · 4.625%
HK$77,072
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,302/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,054
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,094
−HK$2,069/mo
Today · 4.125%
HK$80,163
baseline
▲ 0.50% · 4.625%
HK$84,389
+HK$4,226/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,326/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,601 · Scale 2, in force from 26 Feb 2026)