LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,980
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,162
−HK$1,200/mo
Today · 4.125%
HK$40,362
baseline
▲ 0.50% · 4.625%
HK$42,818
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,724/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,253
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,386
−HK$1,150/mo
Today · 4.125%
HK$44,536
baseline
▲ 0.50% · 4.625%
HK$46,883
+HK$2,347/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,072/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,576
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,994
−HK$1,440/mo
Today · 4.125%
HK$48,434
baseline
▲ 0.50% · 4.625%
HK$51,382
+HK$2,948/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,868/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,703
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,063
−HK$1,380/mo
Today · 4.125%
HK$53,443
baseline
▲ 0.50% · 4.625%
HK$56,260
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,886/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,173
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,826
−HK$1,681/mo
Today · 4.125%
HK$56,507
baseline
▲ 0.50% · 4.625%
HK$59,945
+HK$3,438/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,014/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,154
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,740
−HK$1,610/mo
Today · 4.125%
HK$62,350
baseline
▲ 0.50% · 4.625%
HK$65,636
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,700/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,365
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,491
−HK$2,161/mo
Today · 4.125%
HK$72,652
baseline
▲ 0.50% · 4.625%
HK$77,072
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,304/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,055
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,095
−HK$2,069/mo
Today · 4.125%
HK$80,164
baseline
▲ 0.50% · 4.625%
HK$84,390
+HK$4,226/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,328/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,607 · Scale 2, in force from 26 Feb 2026)