LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,981
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,162
−HK$1,201/mo
Today · 4.125%
HK$40,363
baseline
▲ 0.50% · 4.625%
HK$42,818
+HK$2,455/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,726/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,253
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,386
−HK$1,150/mo
Today · 4.125%
HK$44,536
baseline
▲ 0.50% · 4.625%
HK$46,884
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,072/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,577
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,995
−HK$1,440/mo
Today · 4.125%
HK$48,435
baseline
▲ 0.50% · 4.625%
HK$51,382
+HK$2,947/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,870/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,704
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,064
−HK$1,379/mo
Today · 4.125%
HK$53,443
baseline
▲ 0.50% · 4.625%
HK$56,260
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,886/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,173
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,827
−HK$1,681/mo
Today · 4.125%
HK$56,508
baseline
▲ 0.50% · 4.625%
HK$59,946
+HK$3,438/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,016/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,155
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,741
−HK$1,610/mo
Today · 4.125%
HK$62,351
baseline
▲ 0.50% · 4.625%
HK$65,637
+HK$3,286/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,702/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,365
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,492
−HK$2,161/mo
Today · 4.125%
HK$72,653
baseline
▲ 0.50% · 4.625%
HK$77,073
+HK$4,420/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,306/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,056
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,096
−HK$2,069/mo
Today · 4.125%
HK$80,165
baseline
▲ 0.50% · 4.625%
HK$84,391
+HK$4,226/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,330/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,614 · Scale 2, in force from 26 Feb 2026)