LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,983
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,164
−HK$1,200/mo
Today · 4.125%
HK$40,364
baseline
▲ 0.50% · 4.625%
HK$42,821
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,728/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,255
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,389
−HK$1,149/mo
Today · 4.125%
HK$44,538
baseline
▲ 0.50% · 4.625%
HK$46,886
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,076/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,579
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,997
−HK$1,440/mo
Today · 4.125%
HK$48,437
baseline
▲ 0.50% · 4.625%
HK$51,385
+HK$2,948/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$96,874/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,706
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,066
−HK$1,380/mo
Today · 4.125%
HK$53,446
baseline
▲ 0.50% · 4.625%
HK$56,263
+HK$2,817/mo
Deposit HK$6.66M · loan HK$9.99M · min. income ≈ HK$106,892/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,176
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,830
−HK$1,680/mo
Today · 4.125%
HK$56,510
baseline
▲ 0.50% · 4.625%
HK$59,949
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,020/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,157
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,744
−HK$1,609/mo
Today · 4.125%
HK$62,353
baseline
▲ 0.50% · 4.625%
HK$65,640
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,706/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,369
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,495
−HK$2,161/mo
Today · 4.125%
HK$72,656
baseline
▲ 0.50% · 4.625%
HK$77,077
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,312/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,059
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,099
−HK$2,070/mo
Today · 4.125%
HK$80,169
baseline
▲ 0.50% · 4.625%
HK$84,395
+HK$4,226/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,338/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,644 · Scale 2, in force from 26 Feb 2026)