LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,985
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,167
−HK$1,200/mo
Today · 4.125%
HK$40,367
baseline
▲ 0.50% · 4.625%
HK$42,824
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,734/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,258
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,392
−HK$1,149/mo
Today · 4.125%
HK$44,541
baseline
▲ 0.50% · 4.625%
HK$46,889
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,082/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,582
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,000
−HK$1,441/mo
Today · 4.125%
HK$48,441
baseline
▲ 0.50% · 4.625%
HK$51,388
+HK$2,947/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,882/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,710
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,070
−HK$1,380/mo
Today · 4.125%
HK$53,450
baseline
▲ 0.50% · 4.625%
HK$56,267
+HK$2,817/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,900/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,179
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,834
−HK$1,680/mo
Today · 4.125%
HK$56,514
baseline
▲ 0.50% · 4.625%
HK$59,953
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,028/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,162
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,748
−HK$1,610/mo
Today · 4.125%
HK$62,358
baseline
▲ 0.50% · 4.625%
HK$65,645
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,716/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,374
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,500
−HK$2,161/mo
Today · 4.125%
HK$72,661
baseline
▲ 0.50% · 4.625%
HK$77,082
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,322/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,065
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,105
−HK$2,069/mo
Today · 4.125%
HK$80,174
baseline
▲ 0.50% · 4.625%
HK$84,401
+HK$4,227/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,348/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,688 · Scale 2, in force from 26 Feb 2026)