LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,987
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,169
−HK$1,200/mo
Today · 4.125%
HK$40,369
baseline
▲ 0.50% · 4.625%
HK$42,826
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,738/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,260
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,394
−HK$1,149/mo
Today · 4.125%
HK$44,543
baseline
▲ 0.50% · 4.625%
HK$46,891
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,086/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$47,002
−HK$1,441/mo
Today · 4.125%
HK$48,443
baseline
▲ 0.50% · 4.625%
HK$51,391
+HK$2,948/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,886/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,712
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,072
−HK$1,380/mo
Today · 4.125%
HK$53,452
baseline
▲ 0.50% · 4.625%
HK$56,270
+HK$2,818/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,904/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,182
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,836
−HK$1,681/mo
Today · 4.125%
HK$56,517
baseline
▲ 0.50% · 4.625%
HK$59,956
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,034/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,164
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,751
−HK$1,610/mo
Today · 4.125%
HK$62,361
baseline
▲ 0.50% · 4.625%
HK$65,648
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,722/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,377
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,504
−HK$2,161/mo
Today · 4.125%
HK$72,665
baseline
▲ 0.50% · 4.625%
HK$77,086
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,330/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,068
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,109
−HK$2,069/mo
Today · 4.125%
HK$80,178
baseline
▲ 0.50% · 4.625%
HK$84,405
+HK$4,227/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,356/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,718 · Scale 2, in force from 26 Feb 2026)