LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,987
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,169
−HK$1,201/mo
Today · 4.125%
HK$40,370
baseline
▲ 0.50% · 4.625%
HK$42,826
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,740/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,261
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,394
−HK$1,150/mo
Today · 4.125%
HK$44,544
baseline
▲ 0.50% · 4.625%
HK$46,892
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,088/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,003
−HK$1,441/mo
Today · 4.125%
HK$48,444
baseline
▲ 0.50% · 4.625%
HK$51,391
+HK$2,947/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,888/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,713
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,073
−HK$1,380/mo
Today · 4.125%
HK$53,453
baseline
▲ 0.50% · 4.625%
HK$56,270
+HK$2,817/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,906/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,182
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,837
−HK$1,680/mo
Today · 4.125%
HK$56,517
baseline
▲ 0.50% · 4.625%
HK$59,956
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,034/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,165
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,752
−HK$1,609/mo
Today · 4.125%
HK$62,361
baseline
▲ 0.50% · 4.625%
HK$65,649
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,722/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,377
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,504
−HK$2,161/mo
Today · 4.125%
HK$72,665
baseline
▲ 0.50% · 4.625%
HK$77,087
+HK$4,422/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,330/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,069
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,109
−HK$2,070/mo
Today · 4.125%
HK$80,179
baseline
▲ 0.50% · 4.625%
HK$84,405
+HK$4,226/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,358/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,724 · Scale 2, in force from 26 Feb 2026)