LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,989
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,201/mo
Today · 4.125%
HK$40,371
baseline
▲ 0.50% · 4.625%
HK$42,827
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,742/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,262
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,395
−HK$1,150/mo
Today · 4.125%
HK$44,545
baseline
▲ 0.50% · 4.625%
HK$46,893
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,090/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,586
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,004
−HK$1,441/mo
Today · 4.125%
HK$48,445
baseline
▲ 0.50% · 4.625%
HK$51,393
+HK$2,948/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,890/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,714
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,075
−HK$1,379/mo
Today · 4.125%
HK$53,454
baseline
▲ 0.50% · 4.625%
HK$56,272
+HK$2,818/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,908/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,184
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,839
−HK$1,680/mo
Today · 4.125%
HK$56,519
baseline
▲ 0.50% · 4.625%
HK$59,958
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,038/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,167
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,754
−HK$1,609/mo
Today · 4.125%
HK$62,363
baseline
▲ 0.50% · 4.625%
HK$65,651
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,726/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,380
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,507
−HK$2,161/mo
Today · 4.125%
HK$72,668
baseline
▲ 0.50% · 4.625%
HK$77,089
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,336/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,072
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,112
−HK$2,070/mo
Today · 4.125%
HK$80,182
baseline
▲ 0.50% · 4.625%
HK$84,408
+HK$4,226/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,364/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,744 · Scale 2, in force from 26 Feb 2026)