LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,990
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,171
−HK$1,201/mo
Today · 4.125%
HK$40,372
baseline
▲ 0.50% · 4.625%
HK$42,829
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,744/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,263
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,397
−HK$1,150/mo
Today · 4.125%
HK$44,547
baseline
▲ 0.50% · 4.625%
HK$46,895
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,094/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,588
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$47,006
−HK$1,440/mo
Today · 4.125%
HK$48,446
baseline
▲ 0.50% · 4.625%
HK$51,394
+HK$2,948/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,892/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,716
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,076
−HK$1,380/mo
Today · 4.125%
HK$53,456
baseline
▲ 0.50% · 4.625%
HK$56,274
+HK$2,818/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,912/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,186
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,840
−HK$1,681/mo
Today · 4.125%
HK$56,521
baseline
▲ 0.50% · 4.625%
HK$59,960
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,042/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,168
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,755
−HK$1,610/mo
Today · 4.125%
HK$62,365
baseline
▲ 0.50% · 4.625%
HK$65,652
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,730/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,381
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,509
−HK$2,161/mo
Today · 4.125%
HK$72,670
baseline
▲ 0.50% · 4.625%
HK$77,091
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,340/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,074
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,114
−HK$2,070/mo
Today · 4.125%
HK$80,184
baseline
▲ 0.50% · 4.625%
HK$84,410
+HK$4,226/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,368/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,761 · Scale 2, in force from 26 Feb 2026)