LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,990
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,172
−HK$1,201/mo
Today · 4.125%
HK$40,373
baseline
▲ 0.50% · 4.625%
HK$42,829
+HK$2,456/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,746/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,264
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,398
−HK$1,149/mo
Today · 4.125%
HK$44,547
baseline
▲ 0.50% · 4.625%
HK$46,896
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,094/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,589
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,440/mo
Today · 4.125%
HK$48,447
baseline
▲ 0.50% · 4.625%
HK$51,395
+HK$2,948/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,894/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,717
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,380/mo
Today · 4.125%
HK$53,457
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$2,818/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,914/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,187
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,841
−HK$1,681/mo
Today · 4.125%
HK$56,522
baseline
▲ 0.50% · 4.625%
HK$59,961
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,044/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,170
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,757
−HK$1,609/mo
Today · 4.125%
HK$62,366
baseline
▲ 0.50% · 4.625%
HK$65,654
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,732/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,383
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,510
−HK$2,161/mo
Today · 4.125%
HK$72,671
baseline
▲ 0.50% · 4.625%
HK$77,093
+HK$4,422/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,342/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,075
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,116
−HK$2,069/mo
Today · 4.125%
HK$80,185
baseline
▲ 0.50% · 4.625%
HK$84,412
+HK$4,227/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,370/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,774 · Scale 2, in force from 26 Feb 2026)