LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,991
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,172
−HK$1,201/mo
Today · 4.125%
HK$40,373
baseline
▲ 0.50% · 4.625%
HK$42,830
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,746/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,264
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,398
−HK$1,150/mo
Today · 4.125%
HK$44,548
baseline
▲ 0.50% · 4.625%
HK$46,896
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,096/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,589
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,441/mo
Today · 4.125%
HK$48,448
baseline
▲ 0.50% · 4.625%
HK$51,396
+HK$2,948/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,896/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,717
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,380/mo
Today · 4.125%
HK$53,457
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$2,818/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,914/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,187
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,841
−HK$1,681/mo
Today · 4.125%
HK$56,522
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,044/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,170
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,757
−HK$1,610/mo
Today · 4.125%
HK$62,367
baseline
▲ 0.50% · 4.625%
HK$65,654
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,734/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,383
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,510
−HK$2,162/mo
Today · 4.125%
HK$72,672
baseline
▲ 0.50% · 4.625%
HK$77,093
+HK$4,421/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,344/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,076
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,116
−HK$2,070/mo
Today · 4.125%
HK$80,186
baseline
▲ 0.50% · 4.625%
HK$84,413
+HK$4,227/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,372/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,778 · Scale 2, in force from 26 Feb 2026)