LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,991
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,173
−HK$1,200/mo
Today · 4.125%
HK$40,373
baseline
▲ 0.50% · 4.625%
HK$42,830
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,746/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,265
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,398
−HK$1,150/mo
Today · 4.125%
HK$44,548
baseline
▲ 0.50% · 4.625%
HK$46,896
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,096/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,589
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,007
−HK$1,441/mo
Today · 4.125%
HK$48,448
baseline
▲ 0.50% · 4.625%
HK$51,396
+HK$2,948/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,896/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,718
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,078
−HK$1,380/mo
Today · 4.125%
HK$53,458
baseline
▲ 0.50% · 4.625%
HK$56,275
+HK$2,817/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,916/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,187
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,842
−HK$1,681/mo
Today · 4.125%
HK$56,523
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,439/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,046/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,170
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,757
−HK$1,610/mo
Today · 4.125%
HK$62,367
baseline
▲ 0.50% · 4.625%
HK$65,655
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,734/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,384
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,511
−HK$2,161/mo
Today · 4.125%
HK$72,672
baseline
▲ 0.50% · 4.625%
HK$77,094
+HK$4,422/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$145,344/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,076
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,117
−HK$2,069/mo
Today · 4.125%
HK$80,186
baseline
▲ 0.50% · 4.625%
HK$84,413
+HK$4,227/mo
Deposit HK$1.67M · loan HK$14.99M · min. income ≈ HK$160,372/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,782 · Scale 2, in force from 26 Feb 2026)