LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,992
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,174
−HK$1,200/mo
Today · 4.125%
HK$40,374
baseline
▲ 0.50% · 4.625%
HK$42,831
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,748/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,266
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,399
−HK$1,150/mo
Today · 4.125%
HK$44,549
baseline
▲ 0.50% · 4.625%
HK$46,897
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,098/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,590
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,008
−HK$1,441/mo
Today · 4.125%
HK$48,449
baseline
▲ 0.50% · 4.625%
HK$51,397
+HK$2,948/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$96,898/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,719
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,079
−HK$1,380/mo
Today · 4.125%
HK$53,459
baseline
▲ 0.50% · 4.625%
HK$56,277
+HK$2,818/mo
Deposit HK$6.66M · loan HK$10.00M · min. income ≈ HK$106,918/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,189
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,843
−HK$1,681/mo
Today · 4.125%
HK$56,524
baseline
▲ 0.50% · 4.625%
HK$59,964
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,048/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,172
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,759
−HK$1,610/mo
Today · 4.125%
HK$62,369
baseline
▲ 0.50% · 4.625%
HK$65,656
+HK$3,287/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,738/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,386
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,513
−HK$2,161/mo
Today · 4.125%
HK$72,674
baseline
▲ 0.50% · 4.625%
HK$77,096
+HK$4,422/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,348/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,078
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,119
−HK$2,069/mo
Today · 4.125%
HK$80,188
baseline
▲ 0.50% · 4.625%
HK$84,415
+HK$4,227/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,376/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,798 · Scale 2, in force from 26 Feb 2026)