LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,996
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,178
−HK$1,201/mo
Today · 4.125%
HK$40,379
baseline
▲ 0.50% · 4.625%
HK$42,836
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,758/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,270
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,404
−HK$1,150/mo
Today · 4.125%
HK$44,554
baseline
▲ 0.50% · 4.625%
HK$46,903
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,108/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,595
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,014
−HK$1,441/mo
Today · 4.125%
HK$48,455
baseline
▲ 0.50% · 4.625%
HK$51,403
+HK$2,948/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,910/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,724
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,085
−HK$1,380/mo
Today · 4.125%
HK$53,465
baseline
▲ 0.50% · 4.625%
HK$56,283
+HK$2,818/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,930/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,195
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,849
−HK$1,681/mo
Today · 4.125%
HK$56,530
baseline
▲ 0.50% · 4.625%
HK$59,970
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,060/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,178
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,766
−HK$1,610/mo
Today · 4.125%
HK$62,376
baseline
▲ 0.50% · 4.625%
HK$65,664
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,752/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,393
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,520
−HK$2,162/mo
Today · 4.125%
HK$72,682
baseline
▲ 0.50% · 4.625%
HK$77,104
+HK$4,422/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,364/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,086
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,127
−HK$2,070/mo
Today · 4.125%
HK$80,197
baseline
▲ 0.50% · 4.625%
HK$84,425
+HK$4,228/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,394/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,866 · Scale 2, in force from 26 Feb 2026)