LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,997
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,179
−HK$1,201/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,837
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,271
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,405
−HK$1,150/mo
Today · 4.125%
HK$44,555
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,110/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,597
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,015
−HK$1,441/mo
Today · 4.125%
HK$48,456
baseline
▲ 0.50% · 4.625%
HK$51,404
+HK$2,948/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,912/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,726
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$52,086
−HK$1,380/mo
Today · 4.125%
HK$53,466
baseline
▲ 0.50% · 4.625%
HK$56,285
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,932/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,196
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,851
−HK$1,681/mo
Today · 4.125%
HK$56,532
baseline
▲ 0.50% · 4.625%
HK$59,972
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,064/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,767
−HK$1,610/mo
Today · 4.125%
HK$62,377
baseline
▲ 0.50% · 4.625%
HK$65,665
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,754/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,395
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,522
−HK$2,162/mo
Today · 4.125%
HK$72,684
baseline
▲ 0.50% · 4.625%
HK$77,106
+HK$4,422/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,368/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,089
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,129
−HK$2,070/mo
Today · 4.125%
HK$80,199
baseline
▲ 0.50% · 4.625%
HK$84,427
+HK$4,228/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,398/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,883 · Scale 2, in force from 26 Feb 2026)