LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,997
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,179
−HK$1,201/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,837
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,405
−HK$1,151/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,348/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,597
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,015
−HK$1,441/mo
Today · 4.125%
HK$48,456
baseline
▲ 0.50% · 4.625%
HK$51,405
+HK$2,949/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,912/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,726
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,087
−HK$1,380/mo
Today · 4.125%
HK$53,467
baseline
▲ 0.50% · 4.625%
HK$56,285
+HK$2,818/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,934/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,196
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,851
−HK$1,681/mo
Today · 4.125%
HK$56,532
baseline
▲ 0.50% · 4.625%
HK$59,972
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,064/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,768
−HK$1,610/mo
Today · 4.125%
HK$62,378
baseline
▲ 0.50% · 4.625%
HK$65,666
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,756/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,395
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,523
−HK$2,161/mo
Today · 4.125%
HK$72,684
baseline
▲ 0.50% · 4.625%
HK$77,107
+HK$4,423/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,368/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,089
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,130
−HK$2,070/mo
Today · 4.125%
HK$80,200
baseline
▲ 0.50% · 4.625%
HK$84,427
+HK$4,227/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,400/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,888 · Scale 2, in force from 26 Feb 2026)