LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,998
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,201/mo
Today · 4.125%
HK$40,381
baseline
▲ 0.50% · 4.625%
HK$42,838
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,762/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,406
−HK$1,150/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$46,905
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,598
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$47,016
−HK$1,441/mo
Today · 4.125%
HK$48,457
baseline
▲ 0.50% · 4.625%
HK$51,405
+HK$2,948/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,914/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,727
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,087
−HK$1,381/mo
Today · 4.125%
HK$53,468
baseline
▲ 0.50% · 4.625%
HK$56,286
+HK$2,818/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,936/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,197
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,852
−HK$1,681/mo
Today · 4.125%
HK$56,533
baseline
▲ 0.50% · 4.625%
HK$59,973
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$113,066/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,181
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,769
−HK$1,610/mo
Today · 4.125%
HK$62,379
baseline
▲ 0.50% · 4.625%
HK$65,667
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.66M · min. income ≈ HK$124,758/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,396
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,524
−HK$2,161/mo
Today · 4.125%
HK$72,685
baseline
▲ 0.50% · 4.625%
HK$77,108
+HK$4,423/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,370/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,090
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,131
−HK$2,070/mo
Today · 4.125%
HK$80,201
baseline
▲ 0.50% · 4.625%
HK$84,429
+HK$4,228/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,402/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,898 · Scale 2, in force from 26 Feb 2026)